Folks are all about saving money these days. With discounts up to 40%, choosing State Farm for your auto insurance can play a part. Just ask your neighbors, then call State Farm. www.statefarm.com
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State Farm Insurance

The Beginnings

State Farm insurance began in 1922, the invention of a man named George J. Mecherle. Mecherle thought that he could come up with a better insurance company than the rest, offering better coverage and great rates. So he did. Something about Mecherle’s vision was right – more than eighty years later, State Farm Insurance is still going strong.

“In just over 80 years, State Farm Insurance Companies® has grown from a small farm mutual auto insurer to one of the world’s largest financial institutions. But despite State Farm’s growth, Mecherle’s original philosophy of insurance coverage at a fair price coupled with fair claim settlement has remained.”

State Farm web site, May 2006

State Farm, Today

With 25 operations centers in 13 zones, these days State Farm employs 79,200 people, including 16,700 plus agents. State Farm actively services 71.6 million insurance policies in the United States and Canada. Many awards have been received by State Farm for their equal opportunity employing methods, and for the number of jobs the company has created. State Farm strives to give back to the community, participating in many programs to further education and safety, including awarding grants and scholarships.

The Future of State Farm

“Our vision for the future is to be the customer’s first and best choice in the products and services we provide. We will continue to be the leader in the insurance industry and we will become a leader in the financial services arena. Our customers’ needs will determine our path. Our values will guide us.”

- State Farm web site, May 2006

What State Farm Offers

State Farm can take care of all your insurance needs. They offer most types of insurance coverage. All the usual suspects of auto, home, life, renter’s, and supplemental medical insurance are available through State Farm. Other insurance offerings include condo, long-term care, and Medicare supplement. The State Farm web site is very user-friendly and easy to use. Using the web site, consumers can obtain a quote on any type of policy named above, or find an agent, both within minutes. Answering a few quick questions will lead you to a free online quote, and a search feature makes finding an agent simple work.

You can also reach State Farm agents through online insurance quote web sites. This offers you the ability to compare rates from State Farm and from other independent agents or companies. Inquire with the site in question about the companies that will be providing a quote.

“State Farm’s mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams.”

- State Farm web site, May 2006

Other Services

Not only does State Farm provide you with quality insurance, but the web site is a wealth of tools and information. A helpful learning center exists online for any who would like to learn more about retirement planning, college planning, savings strategies, prevention and safety, or life stages such as having a baby, marriage, or buying a home. There’s even a “kid’s stuff” section. Consumers can learn about reasons to have car insurance and what insurance policies do for you, and what they can mean in your life.

Trust

State Farm is truly one of the oldest names in insurance, and theirs is a name you can trust. If State Farm did not provide excellent customer service and satisfaction, there’s no way there would still be going strong. Often, it’s much cheaper to buy all your insurance plans through one carrier than through several different companies. State Farm can provide for all your insurance needs, without making you spend a fortune. Isn’t it better to use a company you know you can depend on?

Question by ?Jess?: Can a State Farm Agent release info about my insurance payments to someone who is not on the account?
My boyfriend has his car insurance through State Farm and his State Farm agent called his mother about his car insurance and told her that he’s behind on it. Can he do that? He’s 25 years old and his moms not on the insurance account. I work for a student loan company and I know that we cannot speak to anyone about anything at all if there not on the account. Does the same go here?

Best answer:

Answer by nomomoney
Technically no. However agents have more leeway when it comes to this type of act than strictly a finance company. Most State Farm agents have generational accounts, meaning that they insure kids, mom/dad & grandma/grandpa as a result of referral business. In this type of scenario, it would be common for an agent to contact another family member if something is askew in a family members policy. This is actually a protection thing for your boyfriend, if he is behind on his policy and gets into an accident, he would be held personally liable for all damages caused and could financially ruin him for ever.

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The car’s been side-swiped! No worries. State Farm is there to save the day with the jingle, an agent, & other fun surprises. Find out what else State Farm agents can do for you at www.whyagent.com http

What State Farm Florida Policyholders are Doing Today – Before Their Policy is Cancelled

State Farm Florida announced in January that it is leaving the Florida Property and Casualty Insurance Market. The only items yet to be determined are the details of the withdrawal plan and the timing around when the policy cancellations will begin.

Front and center are the estimated 700,000 State Farm Florida home insurance policies that are expected to be cancelled over a two year period – that’s over 29,000 policies that will be cancelled each and every month for two years. No matter how you look at it, this is probably the most significant shock and disruption to the Florida home insurance market in history – and it could not be happening at a worse time.

For starters, many of those State Farm Florida home insurance cancellations will begin at almost the exact same time that Citizens Property Insurance Corporation will begin raising its rates in 2010 as required by state law.

Although dumping on big insurance in Florida has become one of our favorite things to do, here are some little known facts that won’t ever make the coverage of State Farm Florida’s planned withdrawal from the state:

State Farm Florida policyholders love this company, its customer service, the multiline discounts, and the overall speed at which the company responded to the Florida hurricanes of 2004/2005.

When State Farm Florida policyholders are asked to rate their satisfaction with State Farm on a scale of “1-10″ many give them a satisfaction rating of “10″ even if their policy is being dropped by the company!

Although State Farm Florida’s 47% rate increase was turned down prior to their withdrawal announcement, most of the data that we are collecting says that the annual premiums State Farm Florida policyholders are paying are among the lowest in Florida – due in part to the multi-line discounts for auto, home, and life along with major wind mitigation credits that many customers are receiving.

None of the above changes the fact that State Farm Florida is leaving the Florida home insurance market. Given this reality here are some things that you need to be aware of if you are a customer of State Farm Florida and you want to take action in response to this announcement.

First you need to realize that your State Farm Florida Insurance Agent is not currently allowed to present you with any other Florida home insurance companies for you to consider except for Florida’s state run insurance company of last resort – Citizens Property Insurance Corporation – which by its own admission is currently underfunded and overly dependent on borrowing in unfriendly bond markets to pay major hurricane claims.

As you look for companies to replace your State Farm Florida home insurance policy, many of you will be facing increases that range from 70% to over 200% on your annual premium.

Watch for dramatic differences as you move to a new Florida homeowners insurance company – both in terms of the size of the financial surplus it has available to pay your claim and in the headcount it has available for customer service and claims processing. State Farm Florida has more surplus available to pay claims than most of the 40 companies that are still writing new Florida home insurance business combined!

Much of the advice that you’ve received as a State Farm Florida policyholder has been that you should not take any action now and that you should wait for your Florida home insurance cancellation notice. If you take that advice you could be very sorry in Florida’s dysfunctional home insurance market:

For starters, you’ve heard about many Florida home insurance companies that want to pick up your State Farm Florida home insurance policy. Don’t assume that there will be plenty of policies with a new company to go around when your State Farm Florida policy is cancelled.

Some of the companies that initially stated their interest in picking up State Farm Florida policies have tightened up their underwriting guidelines and become more selective about the kind of homes they will accept. Since the State Farm Florida exit announcement, two companies that had expressed interest in taking on some of the policies have had their licenses temporarily suspended.

Many of the State Farm Florida policies being cancelled are homes that were built between 1950 and 1981 – prior to the higher wind standards in the Florida Building Code improvements made in the 1990′s – not exactly the kind of homes that Florida home insurance companies are going to be anxious to cover.

Because of the financial shortfalls at both Citizens Property Insurance Corporation and The Florida Hurricane Catastrophe Fund, if there is a major Florida hurricane during the 2009 season, don’t expect any companies to be willing to pick up your policy when State Farm Florida cancels it starting in 2010.

Here’s what you should do right now if you are a State Farm Florida home insurance policyholder:

Don’t wait for your cancellation notice – start shopping for a new company right now!

Contact multiple Florida independent insurance agents who can present you with multiple home insurance companies and try to find a new policy before the 2009 hurricane season starts on June 1st.

Do in depth research on all of the Florida home insurance companies you are considering. If you receive a letter from a company offering to pick up your policy, don’t accept their offer until you have thoroughly investigated them.

Don’t accept your State Farm Florida home insurance policy being moved into Citizens Property Insurance Corporation unless you have personally done the research and confirmed that there aren’t any private Florida home insurance companies who want to cover your home.

Finally, as someone who knows the score in the Florida homeowners insurance market, you know that finding a new company in Florida has never been easy – from the time of Hurricane Andrew in 1992 and continuing through to today.

That’s why you have to start shopping for a new policy now. Don’t wait until your State Farm Florida policy is cancelled. If you do, you’ll have the unpleasant experience of scrambling and competing with 29,000 other State Farm policyholders who will be looking for a new Florida home insurance policy at the exact same time that you are.

It’s a game of musical chairs that you have to avoid at all costs!

Question by danger mike: state farm?
what is the name of the big black guy from the state farm commericals? and does he have a myspace?

Best answer:

Answer by Insuranceman
He’s on Allstate commercial – NOT State Farm – Dennis Haysbert – http://www.imdb.com/name/nm0371660/

Good luck and I hope this helps!

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